Home Improvement Financing
in Rochester, NY

Flexible Financing Options to Fit Your Budget

We work with financial providers to bring a variety of options to make your remodel fit within your budget.Our financing options include,
same as cash financing, payment deferment periods, and competitive interest rates.

A house with a wooden deck and patio area. The deck has a staircase and a railing.

Same as Cash Financing

Same as Cash allows you to waive paying interest if the entire financed amount is repaid during the promotional period. Your Same as Cash offer promotional period will dependent on your credit score when you submit an application.

Modern kitchen with white island and gray cabinets. Kitchen island with three chairs.

Payment Deferment Period

Don’t let upfront costs hold you back from achieving your dream remodel. Our payment deferment option allows you to start your remodeling project without any initial payments for the first 90 days.

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Competitive Interest Rates

Our financial lenders provide competitive interest rates on your loan based on your credit score. Contact us today to start an application to view your options.

Finance Your Next Home Project with Quality Homes

At Quality Homes, we understand that remodeling your kitchen or bathroom can be a significant investment. That’s why we offer flexible financing options to make your dream remodel more accessible.

  • Affordable monthly payments for your remodeling projects
  • Competitive interest rates to suit your budget
  • Quick and easy application process for financing
A modern gray house with white trim and a black roof, featuring a well-manicured lawn and garden.

Benefits of Financing With Quality Homes

At Quality Homes, we understand that financing your remodel is an important part of the process.
That’s why we offer flexible financing options to fit your budget and needs.

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Simple Application Filing

Applying for financing is quick and easy. Connect with one of our team members who will provide you an online application form to fill out.

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Quick Approval Process

Our team works diligently with our financial partners to review and approve financing applications as quickly as possible.

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Straightforward Financing

Our financial lenders are straightforward with transparent pricing and monthly payments.

Our Financing Process

One of our project estimators will discuss your home project with you and provide a quote.

Your in-home sales representative will talk through financing options depending on your budget and job scope.

Your project estimator will help with your loan application. You’ll get a soft credit pull, meaning it won’t affect your credit score. Within a few days, you can expect to hear back on your loan application for approval of funds.

Once funds are approved, our home improvement project begins with our expert team.

We’ll make sure everything is completed to satisfactory – all that’s left is to enjoy your new home remodel!

Current Financing Specials

12-Month, Same-As-Cash Loan

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of September 2025, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

Competitive, Low Rates

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 7.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 84 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. 84 monthly payments of $15.79 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.

Lower Monthly Payments

*Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 10.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period. Monthly payments vary from $12.76 to $21.49 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

Explore you Options

Contact Oaks Roofing & Siding to discuss financing options or start your application today.

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